Insurance Coverage for Exterior Repairs

Your property insurance policies may cover the cost of making major repairs to your aging condominium, apartment or commercial building.

​Washington law changed in 2012 to allow for potential coverage for hidden water damage where construction defects have allowed rainwater intrusion.

The attorneys at Stein, Sudweeks & Stein have pioneered and perfected a claim process to maximize your insurance recovery. We have recovered significant settlements on behalf of over 150 different condominium associations and apartment building owners in Washington, and have numerous cases in progress including commercial buildings.

Our work has helped to develop the law and establish coverage for hidden water damage against old, expired policies (some more than 30 years old) in the following cases. Law 360, an online legal journal explains the significance of the Sunwood decision obtained by our very active managing partner, Jerry H. Stein.

Westboro Condominium Association v. Country Casualty Insurance Company (2022)
Park Meridian Condominium Association v. Allstate (2019)
Sunwood v. Travelers (2017)
Holden Manor v. Safeco (2016)
Eagle Harbor v. Allstate (2016)
Greenlake v. Allstate (2015)
Bellevue Highlands v. National Surety Corp. (2015)
Siena De. Lago v. American Fire & Cas. Co. (2013)

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Practice Areas

what our clients' say

Monaco Villas

My Homeowners Association worked with the Stein, Sudweeks & Stein firm in an attempt to recover for water intrusion behind our building’s siding. Stein, Sudweeks & Stein first helped identify all of our historical insurance companies (going back to the 1980s), evaluated their responsibilities, then submitted claims and sued the insurance companies that would not cooperate. The firm worked diligently to maximize recovery for our Association. I would highly recommend these attorneys.

- Ben Former Board Member Monaco Villa

Woodlake Condominium Association

My Association contacted Stein, Sudweeks & Stein after receiving a water-damage investigation report calling for repair of all the balconies in our community. Daniel Stein worked with us to identify the historical insurers of our Association and then sought recovery from those property insurance companies on our behalf. We are very satisfied with the outcome of our case. We highly recommend these attorneys.

- Carol Former Board President, Woodlake Condominium Association

510 Ward Street Condominium Association

An intrusive investigation revealed big problems for our small Association. Stein, Sudweeks & Stein helped our Association find missing insurance policies; answer insurance company examination under oaths; and guided us through both the claims process and litigation. Our Association ultimately recovered about 90% of the repair cost. We want to thank Stein,Sudweeks & Stein for helping us to obtain this great recovery.

- Ingrid, Board President 510 Ward Street Condominium Association

Eastbridge Condominium Association

Even though our property was 30 years old (124 condo units), at the time we won a settlement from both insurance companies that helped us start a 5 million dollar repair project.

- Zoe Allen Eastbridge Condominium Association

Bellevue Manor Condominium Association

Knowing how long law suits take, we thought it would take years for our case to resolve. Fortunately for us, we hired the right attorneys (for our collapse coverage case against insurance companies). If you are looking for trustworthy professionals who can deliver great results in a relatively short period of time- look no further!

- Dmitry Litvinov Bellevue Manor Condominium Association

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